About this journal
Personal Finance Tracker — See Where Your Money Goes
“Where did my money go?” Start keeping the answers.
Groceries, bills, deliveries and those small purchases that add up. It’s easy to remember the big expenses and forget everything in between.
The Skitbooks Personal Finance Tracker gives you a straightforward place to record your income, spending, savings and debt payments. Keep the everyday details together, then use the monthly and yearly summaries to see the bigger picture.
Inside the tracker
- Daily expense log: Record each purchase’s date, category, description and amount, with checkboxes to mark it as a need or a want.
- Monthly expense summary: Bring your daily spending totals and category amounts together for a monthly view.
- Monthly bills and income: List bills, due dates and amounts, check off payments and record income by source.
- Bank balance records: Note starting and ending balances for your accounts each month.
- Debt tracker: Record starting balances, payments and new balances across the months.
- Visual savings trackers: Name your savings goals, set target dates and mark your progress on illustrated coin stacks.
- Yearly overview: Keep monthly income, expenses, savings and debt figures together.
- Yearly expense summary: Compare spending by category across the year using categories that fit your life.
The month and year fields are left blank for you to fill in, so you can begin when you’re ready. Set aside a few minutes to update your entries, total your spending and check your progress.
Whether you’re tracking your first salary, organising household expenses or saving for something important, having the figures on paper gives you something concrete to work with.
A practical choice for anyone who prefers pen and paper and wants their money records in one place.



